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recent posts

  • 7.25% Back on Fuel? What the SBI BPCL Octane Really Paid Me
  • Lifetime Free RuPay Credit Cards for UPI (2026): What You Actually Get Back
  • UPI Charges Above Rs 2,000 from 15 October: What Changes for You and Your Shopkeeper
  • Best Credit Cards for First-Time Users in India (2026)

Credit-card maths for tier-2 and tier-3 India, checked against the issuer and dated. About CardShala

  • 7.25% Back on Fuel? What the SBI BPCL Octane Really Paid Me

    7.25% Back on Fuel? What the SBI BPCL Octane Really Paid Me

    October 6, 2026
    October 6, 2026

    SBI says 7.25% back on fuel. I put a year of petrol on the BPCL SBI Card Octane and got Rs 4,635. The caps, the missed points, and what you would save.

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  • Lifetime Free RuPay Credit Cards for UPI (2026): What You Actually Get Back

    September 23, 2026

    Four RuPay credit cards with no joining or annual fee, checked against issuer pages on 17 Sep 2026, with the UPI cashback worked out in rupees. Plus two “free” cards that are not free.

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  • UPI Charges Above Rs 2,000 from 15 October: What Changes for You and Your Shopkeeper

    September 20, 2026
    September 19, 2026

    From 15 October 2026, merchants pay 0.4% on UPI payments above Rs 2,000. You pay nothing extra. The exact slabs, who is exempt, and the maths for shops.

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  • Best Credit Cards for First-Time Users in India (2026)

    September 20, 2026
    November 10, 2025

    Five beginner credit cards in India, with every fee and reward rate checked against the issuer’s own page in September 2026 — including the two cards whose terms changed this year.

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